When your roof is impacted by wind, hail, or falling debris, homeowners insurance may cover repairs or full replacement. At Stratus, we bring experience and precision to every insurance roofing project, and leave your roof improved every single time. Our experts handle the process with clarity and design-forward care from first inspection to final nail.
Our roofing results are just the beginning of our expertise. Our roof assessments are detailed and objective, designed to support your claim, not push a sale. You’ll receive a clear report with findings you can trust.
We speak the language of insurance adjusters. Our team provides accurate documentation and works directly with carriers to reduce friction and avoid unnecessary delays. We keep you informed with regular updates—and you’ll always have a direct point of contact.
We aren’t interested in cutting corners or cheating our clients out of their investment. All insurance roofing projects include premium materials and come backed by industry-leading product warranties and a 5-year workmanship guarantee.
Stratus takes particular pride in providing excellence from the very first phone call. Our clients are met with confidence and care at every turn and all the way through the final inspection. Here is what our process looks like and how it reduces stress to deliver exceptional results:
We inspect your roof thoroughly, documenting all storm-related damage to support your claim. With our team, there is no guesswork and no oversights.
From policy questions to required forms, we help you understand the roofing insurance claim process and what to expect next.
Our experts coordinate directly with your insurance adjuster to align on scope, material quality, and pricing to keep the project moving forward.
Once approved, we begin your repair or replacement with the same precision and premium materials used across all Stratus projects.
After the work is finalized, we conduct a meticulous walkthrough and provide all documentation needed for your records and warranty.



Most homeowners' insurance policies cover sudden damage caused by wind, hail, falling branches, and other natural events. Gradual wear or poor maintenance typically is not covered.
Filing windows vary by policy, but many require you to report damage within 6–12 months. Acting quickly helps avoid complications, so contact our team and your insurer as soon as you notice damage.
Not always. Premium changes depend on your provider and claim history. Weather-related claims are often treated differently than claims due to neglect.
Typically, no. Most insurers do not require multiple estimates. Stratus works directly with your insurance adjuster so that you can enjoy a comprehensive estimate. Our specialist provides detailed documentation and pricing that meets insurer standards for every client.
We provide a detailed inspection and transparent estimate upfront. If the damage is minor and close to your deductible, we’ll walk you through the pros and cons of filing so you can make an informed decision.
